Understanding the Affordable Care Act
There is much confusion around the Affordable Care Act (ACA) and the Health Insurance Marketplace.
Here is some information to help you understand it a bit better.
The ACA is a law that guarantees everyone with minimum essential health care coverage. You can’t be denied ACA health insurance coverage because of a pre-existing health condition and you can’t be charged more for your plan because of it.
It’s important to know what’s required under the ACA. Here’s what you need to know as you get started:
- Open enrollment, from November 1 to December 15 is your time to buy health insurance.
- In some instances, you can get tax credits to help you pay for your health insurance.
In California ACA healthplans are provided through Covered California.
Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well-known companies. That means when you apply, you may qualify for a discount on a health plan through Covered California, or get health insurance through the state’s Medi-Cal program. Either way, you’ll have great health coverage.
As Certified Agents for Covered California we connect Californians with brand-name health insurance under the Patient Protection and Affordable Care Act.
It is the only place where you can get financial help when you buy health insurance from well-known companies.